Today, more than ever, borrowers need educating and counseling when making the decision to purchase a new home. As a 23 year veteran of the mortgage industry, I strive to provide each client with the highest level of service, integrity and professionalism that suits their individual financial needs. Our American Portfolio Mortgage Team works together to stay informed of the many changes affecting our industry. We are always staying ahead of the curve to advise our clients, as we are experts in: Conventional Financing, FHA Financing, VA Financing, Regular Refinances, and Refinances through HARP Programs. The goal is to make the mortgage process as simple and worry free as possible, whether a: First Time Buyers, move-up Buyer, Investor ; refinancing your current home or investment property. If looking to purchase a Short Sale or Bank Owned home, we have had extensive experience with these types of transactions and can help our buyers understand the difference and expectations on these types of purchases. We look forward to serving your mortgage lending needs, and becoming your lender for life!